Powerful Debt Management Tools
Everything you need to track, manage, and eliminate debt faster
Debt Planner
Choose the payoff strategy that fits *your* style, become debt-free faster, and save money on interest.
Budget Builder
Easily track spending, find extra cash, and build a budget that accelerates your journey to debt-free.
What-If Scenarios
Instantly see how extra payments slash years off your debt payoff timeline and save you money.
Auto Payment Plans
Optimize your payment schedule to automatically eliminate debt in the smartest, fastest way possible.
Get Debt-Free in 3 Simple Steps
Take control of your finances and accelerate your journey out of debt with DebtWise. Here's how easy it is:
Build Your Budget
See where your money goes and feel confident about what you can put toward debt.
Enter Your Debts
Get clarity by viewing all your balances in one place—no more guesswork.
Track Your Progress
Stay motivated as your debt shrinks and your freedom grows.
Choose Your Path to Debt Freedom
Download our free spreadsheet tracker to get started, or unlock the full power of the DebtWise web app for automated tracking and advanced features.
DebtWise
Automate your debt elimination plan. Get advanced tracking, visualizations, 'what-if' scenarios, and expert strategies—all in one seamless platform.
DebtWise Starter Spreadsheet
Kickstart your debt payoff journey with our comprehensive spreadsheet. Manually track your debts, calculate payoff timelines, and build a basic budget.